:root{
  --navy:#1e3a5f;
  --navy2:#2d5282;
  --red:#c0392b;
  --red2:#e74c3c;
  --gold:#d97706;
  --gold2:#f59e0b;
  --gray:#f4f7fb;
  --gray2:#eef2f7;
  --border:#dce4ef;
  --muted:#64748b;
  --text:#2d3748;
  --green:#15803d;
}
*{margin:0;padding:0;box-sizing:border-box;min-width:0}
html{overflow-x:hidden;scroll-behavior:smooth}
body{font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif;color:var(--text);background:#fff;line-height:1.7}
a{color:var(--navy);text-decoration:none}
a:hover{color:var(--red);text-decoration:underline}
strong{font-weight:700}
p{margin-bottom:1em}
img{max-width:100%;display:block}

/* TOPBAR */
.topbar{background:var(--navy);color:#fff;padding:9px 20px;text-align:center;font-size:.8rem}
.topbar a{color:var(--gold2);font-weight:700}
.topbar a:hover{color:#fff;text-decoration:none}

/* HEADER */
header{background:#fff;border-bottom:2px solid var(--border);position:sticky;top:0;z-index:300;box-shadow:0 2px 16px rgba(30,58,95,.09)}
.header-inner{max-width:1180px;margin:0 auto;padding:0 24px;height:70px;display:flex;align-items:center;justify-content:space-between;gap:16px}
.logo{display:flex;flex-direction:row;align-items:center;gap:11px;text-decoration:none!important}
.logo-mark{width:38px;height:41px;flex-shrink:0}
.logo-text{display:flex;flex-direction:column}
.logo-top{font-size:.62rem;text-transform:uppercase;letter-spacing:.12em;color:var(--muted)}
.logo-name{font-size:1.08rem;font-weight:800;color:var(--navy);letter-spacing:-.3px;line-height:1}
.logo-name em{color:var(--red);font-style:normal}
nav{display:flex;align-items:center;gap:4px}
nav a{font-size:.85rem;font-weight:500;color:var(--text);padding:7px 12px;border-radius:6px;transition:.15s;white-space:nowrap}
nav a:hover{background:var(--gray);color:var(--navy);text-decoration:none}
nav a.active{color:var(--navy);font-weight:700}
.nav-dropdown{position:relative}
.nav-dropdown>a::after{content:"▾";font-size:.65rem;margin-left:4px;opacity:.6}
.nav-sub{display:none;position:absolute;top:100%;left:0;background:#fff;border:1px solid var(--border);border-radius:8px;box-shadow:0 8px 24px rgba(30,58,95,.12);padding:8px;min-width:220px;z-index:400}
.nav-dropdown:hover .nav-sub{display:flex;flex-direction:column}
.nav-sub a{font-size:.83rem;padding:8px 14px;border-radius:5px;color:var(--text);white-space:nowrap}
.nav-sub a:hover{background:var(--gray);color:var(--navy)}
.header-right{display:flex;align-items:center;gap:12px}
.header-phone{font-size:.88rem;font-weight:700;color:var(--navy);white-space:nowrap}
.header-phone span{font-size:.68rem;display:block;color:var(--muted);font-weight:400;text-align:right}
.btn-eval{background:var(--red);color:#fff!important;padding:10px 20px;border-radius:7px;font-weight:700;font-size:.85rem;white-space:nowrap;transition:.2s;text-decoration:none!important}
.btn-eval:hover{background:#991b1b;transform:translateY(-1px)}
.burger{display:none;flex-direction:column;justify-content:center;gap:5px;cursor:pointer;width:42px;height:42px;padding:9px;border-radius:8px;border:1.5px solid var(--border);background:#fff;flex-shrink:0}
.burger span{width:100%;height:2.5px;background:var(--navy);border-radius:2px;display:block;transition:.2s}

/* BREADCRUMB */
.breadcrumb{background:var(--gray2);border-bottom:1px solid var(--border);padding:9px 24px;font-size:.78rem;color:var(--muted)}
.bc-inner{max-width:1180px;margin:0 auto;display:flex;gap:6px;align-items:center;flex-wrap:wrap}
.bc-inner a{color:var(--muted)}
.bc-inner a:hover{color:var(--navy)}
.bc-sep{color:#cbd5e0;font-size:.7rem}

/* HERO VARIANTS */
.hero-standard{background:linear-gradient(135deg,var(--navy) 0%,var(--navy2) 100%);color:#fff;padding:56px 24px 48px;overflow:hidden;position:relative}
.hero-standard::after{content:'';position:absolute;right:-60px;top:-60px;width:400px;height:400px;border-radius:50%;background:rgba(255,255,255,.03);pointer-events:none}
.hero-s-inner{max-width:1180px;margin:0 auto;display:grid;grid-template-columns:1fr 380px;gap:48px;align-items:center;position:relative}
.hero-eyebrow{display:inline-flex;align-items:center;gap:7px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);border-radius:4px;padding:5px 13px;font-size:.7rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:rgba(255,255,255,.85);margin-bottom:16px}
.hero-standard h1{font-size:2.4rem;font-weight:800;line-height:1.15;margin-bottom:14px;color:#fff}
.hero-standard h1 em{color:var(--gold2);font-style:normal;display:block}
.hero-lead{font-size:1rem;color:rgba(255,255,255,.78);margin-bottom:26px;max-width:510px;line-height:1.7}
.hero-badges{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:24px}
.hbadge{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);padding:5px 12px;border-radius:20px;font-size:.75rem;font-weight:600;color:rgba(255,255,255,.85)}
.hero-btns{display:flex;gap:12px;flex-wrap:wrap}
.btn-hero-red{background:var(--red2);color:#fff!important;padding:14px 28px;border-radius:7px;font-weight:700;font-size:1rem;display:inline-block;transition:.2s;text-decoration:none!important}
.btn-hero-red:hover{background:#c0392b;transform:translateY(-1px)}
.btn-hero-ghost{background:transparent;border:2px solid rgba(255,255,255,.35);color:#fff!important;padding:12px 22px;border-radius:7px;font-weight:600;font-size:1rem;display:inline-block;transition:.2s;text-decoration:none!important}
.btn-hero-ghost:hover{border-color:#fff;background:rgba(255,255,255,.07)}

/* EVAL CARD (hero form) */
.eval-card{background:#fff;border-radius:12px;padding:28px;box-shadow:0 16px 48px rgba(0,0,0,.22)}
.eval-card h3{font-size:1.05rem;font-weight:700;color:var(--navy);margin-bottom:4px}
.eval-sub{font-size:.76rem;color:var(--muted);margin-bottom:18px}
.fg{margin-bottom:13px}
.fg label{display:block;font-size:.75rem;font-weight:600;color:var(--navy);margin-bottom:4px}
.fg input,.fg select,.fg textarea{width:100%;border:1.5px solid var(--border);border-radius:6px;padding:9px 12px;font-size:.88rem;color:var(--text);transition:.2s}
.fg input:focus,.fg select:focus,.fg textarea:focus{outline:none;border-color:var(--navy);box-shadow:0 0 0 3px rgba(30,58,95,.08)}
.fg textarea{height:76px;resize:none}
.fg-row{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.btn-submit{width:100%;background:var(--red);color:#fff;padding:13px;border-radius:7px;font-size:1rem;font-weight:700;border:none;cursor:pointer;transition:.2s;margin-top:4px}
.btn-submit:hover{background:#991b1b;transform:translateY(-1px)}
.form-trust{text-align:center;font-size:.7rem;color:var(--muted);margin-top:9px;display:flex;align-items:center;justify-content:center;gap:5px}
.form-trust::before{content:"🔒";font-size:.8rem}

/* STATS BAR */
.stats-bar{background:var(--navy);padding:0}
.stats-inner{max-width:1180px;margin:0 auto;display:grid;grid-template-columns:repeat(4,1fr)}
.stat-item{padding:18px 20px;text-align:center;border-right:1px solid rgba(255,255,255,.1)}
.stat-item:last-child{border-right:none}
.stat-num{font-size:1.7rem;font-weight:800;color:#fff;line-height:1}
.stat-num em{color:var(--gold2);font-style:normal}
.stat-label{font-size:.69rem;color:rgba(255,255,255,.55);margin-top:4px;text-transform:uppercase;letter-spacing:.04em}

/* PAGE LAYOUT */
.page-wrap{max-width:1180px;margin:0 auto;padding:0 24px}
.content-layout{display:grid;grid-template-columns:1fr 300px;gap:44px;padding:52px 24px;max-width:1180px;margin:0 auto}

/* SECTION STYLES */
.section{margin-bottom:52px}
.s-label{font-size:.68rem;font-weight:700;text-transform:uppercase;letter-spacing:.12em;color:var(--red);margin-bottom:7px}
.s-title{font-size:1.55rem;font-weight:800;color:var(--navy);margin-bottom:10px;line-height:1.2}
.s-sub{font-size:.92rem;color:var(--muted);margin-bottom:22px;line-height:1.65}
.s-divider{height:3px;width:44px;background:var(--red);border-radius:2px;margin-bottom:18px}

/* CARDS */
.card-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(255px,1fr));gap:16px;margin-bottom:20px}
.card{background:#fff;border:1px solid var(--border);border-radius:10px;padding:20px;transition:.2s}
.card:hover{border-color:var(--navy);box-shadow:0 4px 18px rgba(30,58,95,.1);transform:translateY(-1px)}
.card-icon{font-size:1.7rem;margin-bottom:10px}
.card-title{font-size:.97rem;font-weight:700;color:var(--navy);margin-bottom:5px}
.card-text{font-size:.82rem;color:var(--muted);line-height:1.55}

/* TABLE */
.table-wrap{overflow-x:auto;border-radius:10px;border:1px solid var(--border);margin-bottom:22px}
table{width:100%;border-collapse:collapse;font-size:.86rem;min-width:480px}
th{background:var(--navy);color:#fff;padding:11px 15px;text-align:left;font-weight:600;font-size:.79rem}
th:first-child{border-radius:9px 0 0 0}th:last-child{border-radius:0 9px 0 0}
td{padding:11px 15px;border-bottom:1px solid var(--border);vertical-align:middle}
tr:last-child td{border-bottom:none}
tr:nth-child(even) td{background:#f9fbfd}
tr:hover td{background:#eef6ff;transition:.12s}
.tag{display:inline-block;padding:3px 9px;border-radius:20px;font-size:.72rem;font-weight:600;white-space:nowrap}
.tag-red{background:#fee2e2;color:#991b1b}
.tag-orange{background:#ffedd5;color:#c2410c}
.tag-green{background:#dcfce7;color:#166534}
.tag-blue{background:#dbeafe;color:#1d4ed8}
.tag-gray{background:#f1f5f9;color:#475569}

/* ALERT */
.alert{border-radius:0 8px 8px 0;padding:16px 20px;margin-bottom:22px;display:flex;gap:12px;align-items:flex-start;font-size:.88rem}
.alert-red{background:#fff5f5;border-left:4px solid var(--red)}
.alert-gold{background:#fffbeb;border-left:4px solid var(--gold2)}
.alert-blue{background:#eff6ff;border-left:4px solid #3b82f6}
.alert h4{font-size:.9rem;font-weight:700;margin-bottom:3px}
.alert-red h4{color:var(--red)}
.alert-gold h4{color:#92400e}
.alert p{margin:0;color:var(--muted);line-height:1.55}
.alert .al-icon{font-size:1.3rem;flex-shrink:0;margin-top:1px}

/* SIGNS GRID */
.signs-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-bottom:20px}
.sign-item{display:flex;gap:10px;align-items:flex-start;padding:12px;background:var(--gray);border-radius:8px;border:1px solid var(--border)}
.sign-dot{width:8px;height:8px;border-radius:50%;background:var(--red);flex-shrink:0;margin-top:6px}
.sign-text strong{display:block;font-size:.85rem;color:var(--navy);margin-bottom:1px}
.sign-text span{font-size:.78rem;color:var(--muted)}

/* TIMELINE */
.timeline{display:flex;flex-direction:column;gap:0}
.tl-step{display:grid;grid-template-columns:44px 1fr;gap:18px;padding-bottom:28px}
.tl-step:last-child{padding-bottom:0}
.tl-left{display:flex;flex-direction:column;align-items:center}
.tl-num{width:38px;height:38px;border-radius:50%;background:var(--navy);color:var(--gold2);font-size:.95rem;font-weight:800;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.tl-line{width:2px;flex:1;background:var(--border);margin-top:4px}
.tl-step:last-child .tl-line{display:none}
.tl-title{font-size:.97rem;font-weight:700;color:var(--navy);margin-bottom:5px}
.tl-desc{font-size:.87rem;color:var(--muted);line-height:1.65}

/* SETTLEMENTS */
.settlement-list{display:flex;flex-direction:column;gap:12px;margin-bottom:20px}
.settlement{background:#fff;border:1px solid var(--border);border-left:4px solid var(--red);border-radius:0 10px 10px 0;padding:16px 20px;display:flex;gap:20px;align-items:flex-start}
.settlement-amt{font-size:1.35rem;font-weight:800;color:var(--red);min-width:85px;font-family:'Georgia',serif}
.settlement-info strong{font-size:.9rem;color:var(--navy);display:block;margin-bottom:3px}
.settlement-info p{font-size:.82rem;color:var(--muted);margin:0;line-height:1.5}
.settlement-state{display:inline-block;font-size:.68rem;font-weight:700;padding:2px 7px;background:var(--gray);border-radius:4px;color:var(--muted);margin-top:5px}

/* FAQ */
.faq-item{border-bottom:1px solid var(--border)}
.faq-item:first-child{border-top:1px solid var(--border)}
.faq-q{padding:16px 0;font-weight:700;font-size:.94rem;cursor:pointer;display:flex;justify-content:space-between;align-items:center;color:var(--navy);user-select:none;gap:14px}
.faq-q:hover{color:var(--red)}
.faq-q::after{content:"+";font-size:1.3rem;color:var(--red);font-weight:300;flex-shrink:0;line-height:1}
.faq-item.open .faq-q::after{content:"−"}
.faq-a{display:none;padding-bottom:16px;font-size:.89rem;color:var(--muted);line-height:1.75}
.faq-item.open .faq-a{display:block}

/* CTA INLINE */
.cta-box{background:linear-gradient(135deg,var(--navy),var(--navy2));border-radius:12px;padding:28px 32px;color:#fff;text-align:center;margin-bottom:32px}
.cta-box h3{font-size:1.2rem;font-weight:800;margin-bottom:8px;color:#fff}
.cta-box p{font-size:.88rem;color:rgba(255,255,255,.72);margin-bottom:18px}
.cta-box .phone{font-size:1.6rem;font-weight:800;color:var(--gold2);display:block;letter-spacing:.5px;margin-bottom:6px}
.cta-box .avail{font-size:.72rem;color:rgba(255,255,255,.4)}
.btn-cta-white{display:inline-block;background:#fff;color:var(--red)!important;padding:11px 24px;border-radius:7px;font-weight:700;font-size:.9rem;margin-top:14px;transition:.2s;text-decoration:none!important}
.btn-cta-white:hover{background:#f8f8f8;transform:translateY(-1px)}

/* INTERNAL LINKS BOX */
.link-box{background:var(--gray);border:1px solid var(--border);border-radius:10px;padding:18px 20px;margin-bottom:22px}
.link-box h4{font-size:.82rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--navy);margin-bottom:12px}
.link-box ul{list-style:none;display:flex;flex-direction:column;gap:7px}
.link-box li a{font-size:.85rem;color:var(--text);display:flex;align-items:center;gap:7px;transition:.15s}
.link-box li a::before{content:"→";color:var(--red);flex-shrink:0;font-size:.78rem}
.link-box li a:hover{color:var(--red);text-decoration:none}

/* STAGE INDICATOR */
.stage-bar{display:flex;gap:4px;margin-bottom:24px}
.stage-btn{flex:1;padding:10px 8px;text-align:center;border-radius:7px;font-size:.8rem;font-weight:700;border:2px solid var(--border);color:var(--muted);transition:.2s;cursor:default}
.stage-btn.s1{border-color:#fde68a;background:#fffbeb;color:#92400e}
.stage-btn.s2{border-color:#fed7aa;background:#fff7ed;color:#c2410c}
.stage-btn.s3{border-color:#fca5a5;background:#fff5f5;color:#991b1b}
.stage-btn.s4{border-color:#f87171;background:#fee2e2;color:#7f1d1d}
.stage-btn.active{background:var(--navy);border-color:var(--navy);color:#fff}

/* SIDEBAR */
.sidebar{position:sticky;top:88px;align-self:start;display:flex;flex-direction:column;gap:18px}
.sb{background:#fff;border:1px solid var(--border);border-radius:10px;overflow:hidden}
.sb-head{background:var(--navy);color:#fff;padding:13px 17px;font-size:.82rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em}
.sb-body{padding:16px 17px}
.sb-phone{display:block;font-size:1.5rem;font-weight:800;color:var(--red);text-align:center;letter-spacing:.5px;margin:6px 0;transition:.2s}
.sb-phone:hover{color:var(--navy);text-decoration:none}
.sb-note{text-align:center;font-size:.72rem;color:var(--muted);margin-bottom:12px}
.sb-btn{display:block;background:var(--red);color:#fff!important;text-align:center;padding:11px;border-radius:7px;font-weight:700;font-size:.87rem;transition:.2s;text-decoration:none!important}
.sb-btn:hover{background:#991b1b}
.sb-links{list-style:none;display:flex;flex-direction:column;gap:0}
.sb-links li a{font-size:.83rem;color:var(--text);padding:9px 0;border-bottom:1px solid var(--border);display:flex;align-items:center;justify-content:space-between;transition:.15s}
.sb-links li:last-child a{border-bottom:none}
.sb-links li a:hover{color:var(--red);text-decoration:none;padding-left:4px}
.sb-links li a::after{content:"›";color:var(--muted);font-size:.9rem}
.sb-checklist{list-style:none;display:flex;flex-direction:column;gap:8px}
.sb-checklist li{font-size:.82rem;color:var(--text);display:flex;gap:7px;line-height:1.45}
.sb-checklist li::before{content:"✓";color:var(--green);font-weight:700;flex-shrink:0}
.sb-stat{text-align:center;padding:12px;background:var(--gray);border-radius:7px;margin-bottom:10px}
.sb-stat .n{font-size:1.5rem;font-weight:800;color:var(--navy)}
.sb-stat .l{font-size:.72rem;color:var(--muted);margin-top:2px}

/* BOTTOM CTA */
.bottom-cta{background:linear-gradient(135deg,var(--navy),var(--navy2));padding:60px 24px;text-align:center}
.bottom-cta h2{font-size:1.9rem;font-weight:800;color:#fff;margin-bottom:12px;line-height:1.2}
.bottom-cta h2 em{color:var(--gold2);font-style:normal}
.bottom-cta p{font-size:.95rem;color:rgba(255,255,255,.65);margin-bottom:24px;max-width:500px;margin-left:auto;margin-right:auto}
.bottom-cta .big-phone{font-size:2.2rem;font-weight:800;color:var(--gold2);display:block;letter-spacing:1px;margin-bottom:6px}
.bottom-cta .avail{font-size:.75rem;color:rgba(255,255,255,.35)}

/* FOOTER */
footer{background:#0d1f36;padding:44px 24px 22px}
.footer-inner{max-width:1180px;margin:0 auto}
.footer-grid{display:grid;grid-template-columns:2fr repeat(3,1fr);gap:36px;margin-bottom:28px}
.footer-brand .name{font-size:1rem;font-weight:800;color:#fff;margin-bottom:8px}
.footer-brand .desc{font-size:.77rem;color:rgba(255,255,255,.32);line-height:1.65}
.footer-col h5{font-size:.7rem;text-transform:uppercase;letter-spacing:.1em;color:rgba(255,255,255,.45);font-weight:700;margin-bottom:11px}
.footer-col a{display:block;font-size:.79rem;color:rgba(255,255,255,.32);margin-bottom:7px;transition:.15s}
.footer-col a:hover{color:#fff;text-decoration:none}
.footer-bottom{border-top:1px solid rgba(255,255,255,.07);padding-top:18px;font-size:.72rem;color:rgba(255,255,255,.2);line-height:1.7}
.footer-bottom a{color:rgba(255,255,255,.2)}
.footer-bottom a:hover{color:rgba(255,255,255,.5);text-decoration:none}

/* RESPONSIVE */
@media(max-width:1020px){
  .hero-s-inner{grid-template-columns:1fr}
  .content-layout{grid-template-columns:1fr;padding:36px 20px}
  .sidebar{position:static}
  .stats-inner{grid-template-columns:repeat(2,1fr)}
  nav{display:none}
  .burger{display:flex}
  .footer-grid{grid-template-columns:1fr 1fr}
  .hero-standard h1{font-size:2rem}
}
@media(max-width:640px){
  .hero-standard{padding:36px 16px 30px}
  .hero-standard h1{font-size:1.55rem}
  .hero-btns{flex-direction:column}
  .btn-hero-red,.btn-hero-ghost{display:block;text-align:center}
  .signs-grid{grid-template-columns:1fr}
  .stats-inner{grid-template-columns:repeat(2,1fr)}
  .content-layout{padding:24px 16px}
  .footer-grid{grid-template-columns:1fr}
  .settlement{flex-direction:column;gap:8px}
  .stage-bar{gap:3px}
  .stage-btn{font-size:.68rem;padding:8px 4px}
  .card-grid{grid-template-columns:1fr}
  .header-phone{display:none}
  .btn-eval{display:none}
}

/* JS BURGER */
.nav-open{display:flex!important;flex-direction:column;position:fixed;top:70px;left:0;right:0;background:#fff;padding:0;gap:0;box-shadow:0 8px 32px rgba(30,58,95,.16);z-index:250;max-height:calc(100vh - 70px);overflow-y:auto;border-top:2px solid var(--border)}
.nav-open>a,.nav-open .nav-dropdown>a{display:block;padding:13px 22px;font-size:.92rem;font-weight:600;color:var(--navy)!important;border-bottom:1px solid var(--border);background:#fff}
.nav-open>a:hover,.nav-open .nav-dropdown>a:hover{background:var(--gray)}
.nav-open .nav-sub{display:none;flex-direction:column;position:static;box-shadow:none;border:none;border-bottom:1px solid var(--border);padding:0;background:#f8fafc;min-width:0}
.nav-open .nav-sub.sub-open{display:flex!important}
.nav-open .nav-sub a{padding:10px 22px 10px 36px;font-size:.85rem;color:var(--text);border-bottom:1px solid var(--border)}
.nav-open .nav-sub a:last-child{border-bottom:none}
.nav-open .nav-dropdown>a::after{content:"›";font-size:.85rem;float:right;transition:transform .2s;display:inline-block;margin:0}
.nav-open .nav-dropdown.sub-open>a::after{transform:rotate(90deg)}